Ugg the Fun Part....what do we owe?

So here it goes how much do we owe and how much income do we have...
Directtv-325.90 Due Date:Immediately (way past due)
Utilities:(water)-122.03 Due Date:Immediately (way past due)
Westar:(electric)-347.89 Due Date:Immediately(way past due)
Collection Agency 1-600.00 Way past due
Sprint:464.00
Student Loan 1-36444.78 with a monthly payment of 95.00 (about 2 weeks past due)
Student loan 2-2615.02 with a payment of 50.00 due on 12/24/08
Collection Agency 2-463.70 (past due)
Gas-159.01 (1 day past due)
Cable/Internet-89.00(5 days past due)
Collection Agency 3-500.00(way past due)
College(repayment of loan)-371.00 (past due)
ATT-259.01 (1 day past due)
::That's the bulk of our past due debt, however that includes none of the day to day expenses"
Rent:439.00/month
Gas(for cars)-100.00/month
Groceries:150.00/month
Electricity:50.00/month
Water:25.00/month
Cable:50.00/month
Cell phones:200.00/month


Income: Roughly 2000.00/month

So my question is how do I pay all this off? And how we do save money at the same time? That's what i'm off to figure out...have a great night...

Initial Post

Hello everyone,
My name is Kristi. I plan on using this blog to update anyone who reads it (obviously) as well as myself on how well I navigate my (and my soon to be husbands) finances. We are in debt and on a very meager income. I plan on sharing what are debts are, and how we are going to pay them off (as soon as I figure that out). As well as anyways I come across to save money. If anyone has any advice please feel free to share, i'm always open for suggestions. I'll be adding a list of our current debts sometime by the end of the weekend as well as our current budget. It definitely needs some tweaking. Have a good night and debt free dreams!